08.09.05 | eCommLink and TRANSFIRST Form Alliance to Expand Merchant ePayment Services

Agreement will give both companies access to new epayment retail and financial channels

HOUSTON, August 9, 2005 – eCommLink, a leading provider of open platform applications for stored value and debit transactions, announced today that it has entered into a service agreement with TRANSFIRST, one of the nation’s premier providers of transaction processing services and payment enabling technologies. Under the agreement, TRANSFIRST will provide processing for on-line merchant accounts, allowing eCommLink to offer significantly greater epayment processing volume to financial institutions and third-party issuers of debit and stored value cards.

eCommLink’s enterprise payment platform permits a broad range of stored value loading and disbursement options via a wireless device, ATM, employer, or home computer. TRANSFIRST’s epayment merchant application will allow on-line businesses to more quickly and efficiently coordinate all aspects of order capture, fulfillment and merchant services. “Through this agreement, TRANSFIRST is strengthening eCommLink's payment industry position with on-line merchants,” said Grace Chen, CEO of eCommLink. “At the same time, we are providing TRANSFIRST with new access to stored value and debit transactions with their on-line vendors.”

“TRANSFIRST’s core business philosophy is to deliver a first-rate suite of payment processing products and services to help our customers grow their businesses,” said Bruce Froendt, president of TRANSFIRST’s ePayment Services division. “Through our agreement with eCommLink, we will be able to offer more seamless epayment processing services to our on-line merchant customers, as well as our reseller and referral partners.”

As more consumers realize the benefits of debit-based money management, they are finding the convenience and flexibility of combining retail purchasing functions with payroll, health benefits, corporate travel, bill payment, telecom and line of credit, all from one card. TRANSFIRST’s data capture and merchant epayment services will benefit both companies as merchants improve transaction security and gain the ability to introduce more targeted consumer loyalty and promotion programs.

About eCommLink, Inc.
eCommLink provides a unified enterprise payment system that allows financial institutions and businesses to deliver significantly greater transaction benefits to consumers and employees than ordinary stored value cards or debit cards. eCommLink's advanced platform integrates and supports multiple epayment functions for payroll, teen/college cash management, corporate travel, health care, pre-paid telecom and much more. The result is unequalled business and consumer versatility: secure transaction options across multiple accounts, all from a single web resource, wireless device, or re-loadable card.

eCommLink’s mission is to become a global leader in providing integrated technology for electronic stored value, debit and credit transactions on a business to person, person-to-person, and business-to-business basis. eCommLink's application integrates seamlessly with the legacy systems of financial institutions. Its unified platform makes upgrades and expansion easy, as future usage reaches beyond today's adoption toward true enterprise payment solutions. Founded in 1996, the company provides expertise in web-enabled customer experiences, card management, financial transaction management, and fund settlement for consumers, merchants, financial institutions, and corporations.

eCommLink is headquartered at 2000 Bering Drive, Suite 500 Houston, TX 77057. eCommLink can be reached at (713)-402-1000. More information is available www.ecommlink.com.

About TRANSFIRST
TRANSFIRST is the premier provider of transaction processing services and payment enabling technologies, TRANSFIRST offers a first-rate suite of products and services and customized processing programs uniquely tailored for the special business needs of financial institutions, independent sales organizations and agents and its referral and reseller partners. Through its in-depth industry knowledge, partnership strategy and innovative solutions, TRANSFIRST provides a specialized approach to transaction processing for healthcare providers, public entities, online and other non-traditional merchants, as well as brick and mortar retailers.

Founded in 1995, TRANSFIRST is a market leader in strategic mergers and acquisitions, which has allowed the company to gain significant market share and world-class expertise in growing and profitable industry segments. Built on a platform of personal service, customer commitment and flexible pricing, TRANSFIRST is headquartered in Dallas, Texas, and has operations facilities in Louisville, Colo., Omaha, Neb., Kansas City, Kan., Newport Beach, Calif., Milwaukee, Wis. and Langhorne, Penn. Company wide, TRANSFIRST currently processes approximately $20 billion in annual sales volume for more than 160,000 merchants and more than 760 financial institutions. More information about TRANSFIRST is available at 1-888-254-4137 or at www.TransFirst.com.